Terms &
Conditions
Terms & Conditions
Last Updated: 11/6/25
Use of this Site — This website is provided for general informational purposes only. Nothing on this site is a credit decision, loan approval, or commitment to lend. All applications are subject to credit review, verification of information provided, underwriting guidelines, program availability, and acceptable collateral. Rates, terms, and fees may change without notice.
Equal Housing — We do business in accordance with the Federal Fair Housing Act. Equal Housing Lender. National Association of Realtors
Licensing & NMLS — {{Company Legal Name}} (NMLS {{CompanyID}}) and {{Your Full Name}} (NMLS {{YourID}}). Certain states require specific disclosures; we display those where required. In all advertising and public communications we include our names and NMLS unique identifiers. Legal Information Institute+1
Rates & APR — If rates or payments are shown, they are examples only and may not be available for your situation. Any advertised rate is shown as an Annual Percentage Rate (APR) and, if adjustable after consummation, will be identified as such. If we reference “triggering terms” (e.g., down payment, amount, payment, or term), the additional required disclosures will appear with the ad or offer. ecfr.gov+1
Consent to Contact — By submitting your information, you agree we may contact you at the phone numbers and email addresses provided for informational and marketing purposes. If we use autodialed/prerecorded calls or texts, we will obtain your prior express written consent, which you may revoke at any time (reply STOP to end texts). Lead-gen consents must be one-to-one with us as the specific seller. Message/data rates may apply. FCC Documentation+1
Electronic Communications — You consent to receive certain communications electronically. Formal E-SIGN disclosures and consent are captured during application as applicable.
Third-Party Links & Tools — Links, calculators, or tools provided by others are offered “as-is.” We do not control and aren’t responsible for their content, accuracy, policies, or availability.
Fair Lending & Referrals — We comply with applicable fair lending, advertising, and anti-kickback laws. We do not provide or accept unlawful referral fees.
Intellectual Property — All site content is owned by us or our licensors and may not be copied, distributed, or used except as permitted for personal, non-commercial use of the site.
No Warranties; Limitation of Liability — The site and its content are provided “as is” and “as available” without warranties of any kind. To the fullest extent permitted by law, we disclaim liability for any indirect, incidental, or consequential damages arising from your use of the site.
Governing Law — These Terms are governed by the laws of the State of Texas (without regard to conflicts of law). Venue lies in the state and federal courts located in {{County}}, Texas, unless otherwise required by law.
Privacy — See our Privacy Policy to learn how we collect, use, and safeguard personal information.
Contact — {{Company Legal Name}}, {{Business Address}}, {{Phone}}, {{Email}}.